Quick Answer: What Happens To Your Federal Pension When You Die?

Do federal pensions go to surviving spouse?

The FERS survivor pension is a lifetime benefit for your surviving spouse.

Your spouse receives the monthly payments until they die, UNLESS they remarry before age 55.

If your spouse does remarry before age 55, the FERS survivor pension and any FEHB coverage terminates..

Who gets pension after death?

The beneficiary is the person who will receive your pension when you die. Much like naming a beneficiary on a life insurance policy, you can name one or more individuals to receive the benefits of your pension.

How do I notify federal pension of death?

You can report the death in one of three ways:ONLINE: www.opm.gov/ReportDeath.PHONE: Call 1-888-767-6738 (1-88USOPMRET). The phone lines are open from 7:50AM to 5:00PM. … MAIL: Write to: U.S. Office of Personnel Management. Retirement Operations Center.

Can you leave your pension to someone?

The way you take your pension will affect how you can leave it to your beneficiary (the person who inherits it) when you die. Most pension options allow anyone to inherit your pension – they don’t have to be your spouse or civil partner. … If you have more than one pension, let all your providers know.

At what age do survivor benefits stop?

18Generally, benefits stop when a student reaches 18, unless the student is disabled or is still attending a secondary school — grade 12 or below — on a full-time basis. For a child who is still in school, benefits can continue until he or she graduates or until two months after the 19th birthday, whichever comes first.

How long does a widow receive survivor benefits?

Widows and widowers Generally, spouses and ex-spouses become eligible for survivor benefits at age 60 — 50 if they are disabled — provided they do not remarry before that age. These benefits are payable for life unless the spouse begins collecting a retirement benefit that is greater than the survivor benefit.