Question: What Can Someone Do With My SSN And DOB?

What do I do if I gave my social security number to a scammer?

If you provided a scammer with your Social Security Number directly, or you already think your number was used fraudulently, you will need to act more urgently.

You can place a credit freeze on your account with the three credit reporting agencies: Equifax, Transunion and Experian..

Can you put a freeze on your Social Security number?

To freeze your Experian credit report by mail, you can write to Experian Security Freeze, P.O. Box 9554, Allen, TX 75013. Written requests should include the following: Your full name including middle initial (and generation) Social Security number.

What to do if I gave my information to a scammer?

If You Gave a Scammer Your Personal Information Go to IdentityTheft.gov to see what steps you should take, including how to monitor your credit. Did you give a scammer your username and password? Create a new, strong password. If you use the same password anywhere else, change it there, too.

Should I give my SSN over the phone?

You should never provide your SSN to someone you don’t know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, don’t give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

What to do when your SSN is stolen?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

What can someone do with your SSN?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

Can you buy stuff with your Social Security number?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

What can a scammer do with my name and phone number?

A scammer finds out your name and phone number and then attempts to gather as much personal identifiable information (PII) as possible about you. PII includes name, address, Social Security number (Social Insurance number in Canada), date of birth, and other information that can be used for identity theft.

What do I do if my scammer has my information?

If the scammer was able to obtain your personal identifying information (social security number, date of birth, etc.), then you need to contact all three credit bureaus and place a free 90-day fraud alert on your credit reports.

How do you red flag your Social Security number?

How to put a flag on your social security number or credit reportContact one of the three credit reporting agencies (Transunion, Equifax, or Experian). … After a few days, check with the other two credit bureaus to verify that they’ve received the fraud alert as well.More items…•

Can someone access your bank account with your SSN?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … This tells creditors to call you before they open any new accounts in your name.

How would I know if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

Can someone steal your home title?

Home title fraud occurs when someone obtains the title of your property—usually by stealing your identity—to change ownership on your property title from your name to theirs. The fraudster can then secure as many loans as possible using your equity as collateral.

Is it bad if someone knows your Social Security number?

Unfortunately, the only way to know if someone has your Social Security number is if they put it to use. Identity thieves might use your SSN to get medical care under your name, open accounts in your name, file for a tax refund or steal your government benefits.

Can someone steal your money with your Social Security number?

Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans. And when it’s time to repay them, they won’t, which will damage your credit score.

Can I change my SSN?

The Social Security Administration generally does not encourage or allow you to change your Social Security number, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.

What can a scammer do with the last 4 digits of your social?

The last four digits of your Social Security number are especially important. Be sure to protect them well. By obtaining your Social Security number, identity thieves have the easiest path to the greatest damage: stealing your money and government benefits. Getting medical care and other services in your name.

How do I stop someone from using my Social Security number?

Go to www.ftc.gov; Call 1-877-438-4338 (TTY 1-866-653-4261); or.